Money & Finance AI Prompt Templates
Copy-ready money & finance prompts with fill-in fields. Pick one, fill in the blanks, and paste it into ChatGPT, Claude, or Gemini. Free to browse.
- Annual Money Checkup - Runs a yearly financial review across savings, debt, investing and insurance, with a verdict per area and the three actions that matter most.
- Bill Negotiation Phone Script - A short phone script for lowering a monthly bill, with an opener, the ask, comebacks to 'the price is fixed' and the words to reach retentions.
- Cap Table Simulation Assistant - A dilution model for a funding round showing who owns what before and after, with the option pool effect on founders and employees.
- Chasing an Unpaid Invoice - A short, warm follow-up email for a past-due invoice that stays firm, escalates with each chase, and ends on a specific payment date.
- Cloud Spend Advisor - A prioritised cloud cost-cutting plan for AWS, Azure or Google Cloud that holds performance, reliability and security steady, with savings estimates.
- Contractor Quote Comparison - Three quotes, three different scopes, one comparable picture.
- Crypto Tax Reporting Guide - Explains how to record and report your crypto transactions for tax, with templates and guidance matched to your country and activity types.
- Debt Payoff Plan - A debt payoff order with a six-month schedule, a debt-free date, and the interest saved, using avalanche or snowball.
- Debt Payoff Plan Comparator - Compares avalanche, snowball and consolidation on your own debts with total interest, debt-free dates and exact payments for month one.
- Debt Repayment Strategist - Builds a full personalised debt repayment plan with strategy comparison, timelines, step-by-step actions and tips for staying on track.
- Emergency Fund Target Calculator - Calculates your emergency fund target from essentials and job stability, explains the number, and sets a first milestone you can reach this quarter.
- Emergency Fund, Step by Step - Works out your emergency fund target, a monthly saving pace, and where to keep the money, with milestones along the way.
- Explain This Finance Term - Explains any finance term in plain language with one everyday analogy, when it matters, and the mistake people make, in under 150 words.
- Family Budget Planner - Turns a household's income, bills, and savings goals into a family budget with category limits, a savings plan, and a fix for any shortfall.
- Financial Goal Achiever - Builds a step-by-step plan to reach one financial goal by a deadline, with the monthly amount required, a debt-first check, and the metrics to track.
- Financial Goal Calculator Prompt - Calculates the monthly saving, timeline, and what-if scenarios for one savings target, so you know exactly what to put away and by when.
- Home Renovation Budget Planner - Turns a renovation scope into a budget by trade with ranges, the hidden costs people forget, a contingency sized to the building and a build sequence.
- Investment Portfolio Review - Reviews how an investment portfolio is spread, what it costs, and where it is exposed, then suggests rebalancing moves matched to the investor's timeline and…
- Marketing Budget Simulator - A starting split of your monthly ad budget across Google, Meta, and LinkedIn based on your objective and customer lifetime value, with the CAC ceiling and the…
- Monthly Budget Builder - Builds a monthly budget from what you really spend, with irregular costs set aside monthly and the two or three places money leaks.
- Monthly Budget Reality Check - Compares your actual spending with a method-based budget in a current versus suggested table and names the one change that frees up the most money.
- Multi-City Asia Routing: Flights, Trains and Ferries - A leg-by-leg transport plan for a multi-city Asia trip that picks flight, train or ferry for each leg, with costs, door-to-door times and booking timing.
- Negotiation Script Builder - Scripts a negotiation for rent, a freelance rate, or a business contract, with opening lines, leverage, and responses to the objections you expect.
- Personal Budget Planner - Creates a monthly budget around one financial goal, using your chosen method, with cut-back targets and an optional emergency fund line.
- Points or Cash for This Hotel? - A straight verdict on whether to spend points on a hotel stay or pay cash, using cents per point, lost status benefits and what would change the answer.
- Price a New Menu Item or Service - Works out a single defensible price for a new menu item or service from your costs, your own price list, and what competitors charge, with the break-even shown.
- Pricing Strategy Review - Checks whether your current prices leave money on the table, working out true margin, then proposing tiers with figures and wording for price rises and…
- Quarterly Numbers in Plain English - Reads a quarter of a one-person business's numbers and says in plain language what changed, how concentrated the income is, and the three changes to make next.
- Rent or Buy, With My Actual Numbers - Compares renting and buying a home over your expected stay using your real numbers, with assumptions listed and the two conditions that would flip the answer.
- Same Hotel, Three Apps: What Am I Actually Paying? - Compares the pasted price screens from several hotel booking apps for the same room and dates, and works out the true all-in total for each so you can see…
- Setting My Freelance Rate - Works out a defensible day rate from your costs, target income, and realistic billable days.
- Sinking Funds for Irregular Bills - Turns annual surprise expenses like insurance, holidays and Christmas into fixed monthly sinking-fund amounts, with the order to fund them.
- Small Claims Preparation - A frank verdict on whether a small claim is worth bringing, then a prepared case: timeline, evidenced figure, evidence gaps, pre-action steps and a realistic…
- Spending Audit From a Bank Statement - Categorises every transaction on a pasted bank statement, totals each category, and flags hidden spending, forgotten subscriptions, and one painless 20…
- Startup Financial Model Template - Sets up the revenue and cost assumptions and structure of a startup financial model that an investor can read and stress-test.
- Startup Valuation Estimator Prep - Turns your startup metrics into a structured argument for your target valuation, with comparable logic, your strongest points up front, and the questions…
- Subscription Audit - Finds the recurring charges you forgot about and ranks what to cut.
- Subscription Audit Assistant - Sorts every recurring charge into keep, downgrade, share, or cancel with an annual figure, overlaps flagged, and a cancellation order that avoids wasting paid…
- Subscription Cull - Sorts your subscriptions into keep, cancel or downgrade, asks about usage where it decides the call, and totals the monthly and yearly savings.
- Thirteen Week Cash Check - Lays out the next thirteen weeks of cash in and out for a small business and finds the week where the balance gets tight, with three levers to fix it.
- Travel Budget Breakdown - Estimates what a trip will really cost, line by line, with a lean and a comfortable version side by side and room for the costs people forget.