Spending Audit From a Bank Statement
By Logan · Published · Updated
Categorises every transaction on a pasted bank statement, totals each category, and flags hidden spending, forgotten subscriptions, and one painless 20…
Tags: Finance, Budgeting
Prompt template
## Spending audit Below is a copy-paste of my recent bank transactions. Categorise every transaction, total each category, and report what the pattern shows. - Period the statement covers: [text: e.g. last 30 days] - Transactions: [textarea: Paste your statement or transaction list here] Use consistent categories such as groceries, eating out, transport, subscriptions, bills, shopping, and transfers, and keep transfers between my own accounts out of the spending totals. Give a table of each category with its total and share of spending. Then tell me three things: what I spend more on than I probably realise, anything that looks like a subscription I forgot about (a repeat charge of the same amount), and one category where cutting 20 percent would barely hurt, with the monthly amount saved. If any transaction is ambiguous, list it separately instead of guessing.