Debt Payoff Plan
By l i n h · Published · Updated
A debt payoff order with a six-month schedule, a debt-free date, and the interest saved, using avalanche or snowball.
Prompt template
## Debt Payoff Plan Get me out of debt with a clear order of payments. - What I owe: [textarea: Each debt with balance and interest rate and minimum payment] - Extra I can pay per month beyond the minimums: [text: Extra amount] - Method preference: [dropdown: Avalanche (highest interest first), Snowball (smallest balance first), You decide] - 0% promotional periods ending soon: [text: Promo deadlines or none] - Open to consolidating: [toggle: Yes, No] Pay minimums on everything, then send all extra to the target debt, and roll its freed payment onto the next one. Give the payoff order, a month-by-month schedule for the first six months showing each payment and balance, the projected debt-free date, and the total interest saved compared with paying minimums only. Treat promo deadlines as hard dates that can change the order. If consolidation beats the chosen method on the numbers, show both side by side and let me decide. State the assumptions behind the figures.