Debt Payoff Plan
By l i n h · Published · Updated
A payoff order and month-by-month schedule for multiple debts, avalanche or snowball.
Tags: Debt, Finance, Planning
Prompt template
## Get me out of debt What I owe: [textarea: Each debt with balance, interest rate, and minimum payment] Extra I can pay per month beyond the minimums: [text: extra amount] Method preference: [dropdown: avalanche (highest interest first), snowball (smallest balance first), you decide] Any 0% promotional periods ending soon: [text: promo deadlines, or none] Open to consolidating: [toggle: Yes, No] Give me a payoff order, a month-by-month schedule for the first six months, the projected debt-free date, and the total interest saved compared with paying minimums only. If the numbers say consolidation beats my chosen method, show both side by side and let me decide.