Emergency Fund Target Calculator
By Harper Nguyen · Published · Updated
How big should the safety net be, really?
Tags: Finance, Planning, Lifestyle
Prompt template
Work out how much I need in an emergency fund and how long it will take me. - Essential monthly spending: [text: Rent, food, utilities, minimum debt payments only] - Income stability: [dropdown: Salaried and secure, Salaried but shaky, Freelance, Between jobs] - Saved so far: [text: A number, or zero] Give me a target and explain why that number rather than the usual three-to-six-months line. Then a first milestone small enough that I might actually reach it this quarter.