---
name: emergency-fund-step-by-step
description: "Work out your target amount, a monthly plan, and where to keep the money. Use when the user wants help with Emergency Fund, Step by Step. Related topics: Savings, Finance, Planning."
---

# Emergency Fund, Step by Step

Work out your target amount, a monthly plan, and where to keep the money.

## How to use this skill

1. Ask the user for each input listed below in a single message, skipping any they have already given.
2. Where options are listed, offer them, but accept other answers too.
3. Fill the answers into the prompt template, then follow the completed prompt to produce the result.

## Inputs

- **Work out my target: my essential monthly costs are** (free text, e.g. "essential monthly expenses")
- **Input 2** (choose one: very stable, fairly stable, unpredictable, freelance or variable)
- **Check the pace: I can realistically put aside** (free text, e.g. "amount per month")
- **Tell me where to keep it. I'm in** (free text, e.g. "country")

## Prompt template

Help me build an emergency fund from scratch.

1. Work out my target: my essential monthly costs are {{Work out my target: my essential monthly costs are}} and my income is {{Input 2}}.
2. Check the pace: I can realistically put aside {{Check the pace: I can realistically put aside}} each month.
3. Tell me where to keep it. I'm in {{Tell me where to keep it. I'm in}} and want the money accessible within a couple of days without it earning nothing.
4. Give me the timeline in months, plus two or three milestones worth celebrating along the way.

If my target is more than two years away at this pace, say so and suggest what to adjust.

---

Source: [Emergency Fund, Step by Step on PromptBuild](https://promptbuild.io/prompt/55gtXhpYhynQoQT1GLme/emergency-fund-step-by-step)